Preheat oven to 375 degrees F. Get a large mixing bowl, make flax egg and let it sit for 3 minutes. Prepare a loaf pan with parchment or by greasing it (or use non-stick).
Add the applesauce, maple syrup, vanilla, coconut sugar, cacao, sea salt, baking soda and baking powder. Whisk until combined. Then add almond milk and mashed bananas. Stir.
Add the gluten-free flour, oat flour and almond flour and whisk. Now add in the chocolate chips and stir.
Pour into a loaf pan then top with more chocolate chips.
Bake for 45-55 minutes until the edges are firm to the touch and a fork comes out clean.
Let cool completely before slicing. Transfer to a plate to cool by lifting the parchment or flipping over carefully. Store in an air-tight container for about 3 days.
Notes
Other optional toppings:Slivered almondsWalnutsBanana slices Cacao nibsMine took about 48 minutes to fully bake.