Preheat oven to 350 degrees F. Prepare a muffin pan by greasing it or using muffin liners.
Make your flax egg by mixing the flax and water and set aside for 3 minutes until it thickens. In a large mixing bowl, mash together banana and flax egg. Add in baking soda, maple syrup, coconut sugar, peanut butter, and applesauce. Whisk. Sift in cocoa powder then whisk again.
Add oats then add in the almond flour ½ cup at a time. Mix until completely combined. Fold in chocolate chips then add the batter into the muffin pan. Top with chocolate chips. Fill each well about ¾ of the way.
Bake for 23-25 minutes until a fork combs out clean. Let cool for 5 minutes then transfer to a cooling rack.
Enjoy!
Notes
Wrappers will come off easiest when muffins are completely cooled.
Peanut Butter: feel free to substitute the peanut butter in this recipe with almond butter or tahini for a nut-free version
Cocoa Powder: Don't have cocoa powder? Use cacao powder!
Chocolate Chips: Use carob chips or if you don't want chocolate chips at all then try adding nuts like pecans. This would even be good with vegan marshmallows!
Almond Flour: Don't have almond flour or are you nut-free? Try out oat flour.
Maple Syrup: Use agave or honey if you aren't vegan.
Applesauce: you can sub the applesauce with coconut oil.